Mother’s Day Is This Sunday

May 10, 2013

Mother’s Day Is This Sunday There is still time to send flowers and always time to call your mom or that someone special who is like a mom on Sunday. Sometimes we get special people like a wonderful mother-in-law or an aunt or another adult who helped guide us as we grew up, or who [...]

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Do You Understand Your Mortgage Fees?

May 9, 2013

Do You Understand Your Mortgage Fees? In a recently released study, one third of homebuyers believed the law required that everyone pay the same fees. Most people don’t realize that the fees vary with the lender and most are negotiable. Unfortunately, most first time homebuyers are ill-prepared for the biggest purchase of their lives. They [...]

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Let’s Get Grilling

May 8, 2013

Let’s Get Grilling It’s the call of the Great Outdoors! After months of being cooped up indoors and not being able to fire up the grill, hibachi or barbecue, the time is now to get those grill marks going. Whether you’re pro-gas or pro-charcoal, there are some basics that are the same: cooking with direct [...]

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The Unique Eichler Home

May 7, 2013

The Unique Eichler Home Even though Eichler homes are considered modern architecture, there is something distinct about them. From their open floor plan to their atrium, Joseph Eichler designed the ubiquitous California tract home of the 1950′s and 1960′s. The majority of true Eichler homes are in the Bay Area of Northern California and Orange County [...]

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This Week’s Market Commentary

May 6, 2013

This week has little scheduled that is expected to drive bond trading and mortgage rates. There are no relevant monthly or quarterly economic reports on the calendar. In fact, the only economic news even worth watching is the weekly unemployment update from the Labor Department that usually draws little attention. We do, however, have two [...]

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Spring Maintenance Checklist

May 3, 2013

Spring Maintenance Checklist Remember all that you did in the Fall to check on your house and prepare it for Winter?  Well now it’s time to check things for the Summer. Once again, check on your roof for any missing shingles or tiles. Also, check to see if the shingles are turning up or down [...]

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Even the 49ers Are Refinancing

May 2, 2013

Even the 49ers Are Refinancing Because interest rates have dropped so much, the Santa Clara Stadium Authorities are refinancing the $850 million loan. This will save the project around $90 million. So if you’re thinking about refinancing, now is the time to start talking to a certified loan officer about your situation. On June 3rd, [...]

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What to Buy In May

May 1, 2013

What to Buy In May Can you believe it’s May already? We couldn’t find any freebies for you this month. But, look for really massive sales on Memorial Day Weekend. Some stores have additional discounts on everything in the store, or discounts plus they’ll pay the sales tax. Hopefully you’ve already bought jewelry if that’s your [...]

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Preparing for Floods – Disaster Planning Part 4

April 30, 2013

Preparing for Floods As part of our series on preparing for disasters, we thought we’d  highlight flooding: how to prepare, how to survive, and how to clean up afterwards. Getting Ready First, have a plan before there’s a problem. If the family isn’t all together, have one person out of the area whom everyone can [...]

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This Week’s Market Commentary

April 29, 2013

This week is quite busy in terms of the number of economic reports and other events scheduled and the significance of the data being released. There are eight pieces of economic data that may influence mortgage rates along with a two-day FOMC meeting. There is relevant data being released every day of the week, so [...]

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